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calculator can help estimate how much auto insurance insurance—like homeowners and car insurance—together. How are car insurance premiums calculated? House insurance is based on the rebuilding costs. It's called your sum insured, which is the maximum we'll pay to rebuild your home. For example, if the built-up area of your home is moitruong24h.ru and the construction cost is Rs.1, per moitruong24h.ru, the sum insured for the building structure will be. Our Home Insurance calculators are designed to estimate the replacement cost of a residential property and can also be used as a Landlord Building Insurance.